The News Section is currently under construction.  Please check back soon for further developments.

• In the interim, we are very pleased to announce the publication and distribution of Timothy D. Naegele's latest op-ed "Commentary" by the McClatchy Newspapers and McClatchy-Tribune News Service, which is entitled "Euphoria or the Obama Depression?"  It is a follow-on discussion of the economic and political issues that were addressed in his American Banker article (see below), which was published just before the 2008 elections.  Timothy D. Naegele received his undergraduate degree in Economics from UCLA, and he is an Independent politically.  Thus, his new article discusses the serious issues that are confronting the United States and other nations, from a non-partisan point of view.

  In it, he states:

  "Barack Obama is euphorically optimistic, but neither he nor the leaders of other countries can hold back an economic tsunami, just as mankind is helpless to stop the wrath of natural tsunamis in the oceans."
  
  

  He adds:
  
  "To use [legendary former Federal Reserve Chairman] Paul Volcker's words, politicians may not 'remember any time, maybe even in the Great Depression, when [so many once–promising political careers] went down quite so fast, quite so uniformly around the world.'

  
  "America and other nations are in uncharted waters; and their politicians may face backlashes from disillusioned and angry constituents that are unprecedented in modern times.  Also, the limits of godless secularism and paying homage to the false gods of materialism may become self–evident."

  The article appears at RealClearPolitics and at other Web sites—and may be read online by clicking on this link or the link above—or it may be read in its entirety too by clicking on the links at the bottom of this Web page and downloading it.

  
  
  

• Also, we are pleased with all of the favorable comments that we have received regarding the publication of Timothy D. Naegele's article in the American Banker, the daily newspaper of the U.S. banking industry.  It is entitled, "Greenspan's Fingerprints All Over Enduring Mess," and it deals with the economic tsunami that has been rolling worldwide with devastating effects, stretching well into the next decade. 

  In it, he states:

  "Years from now, economic historians may conclude that the 'rescue' measures were too little, too late; the world's central bankers were overwhelmed, and Depression-era 'safety nets' did not work; and global market forces ultimately determined the depth and duration of the economic meltdown, not the politicians anywhere.  One thing is certain enough: there are lots of rude awakenings yet to come, both in the U.S. and abroad.  [Former Federal Reserve Chairman Alan] Greenspan unleashed a firestorm, and it will take years to contain it."

  This article too may be read in its entirety by clicking on the link above, or by clicking on the link at the bottom of this Web page and downloading it.

  
  
  
• We are also pleased with the favorable comments that we have received regarding two articles about the Anti-Tying Provision of the Bank Holding Company Act Amendments of 1970, a law that Timothy D. Naegele wrote when he served as counsel to the U.S. Senate Committee on Banking, Housing, and Urban Affairs.  The first article appeared in the American Banker.  The second article, which is Mr. Naegele's latest in-depth 75-page law review article about the Anti-Tying Provision, appeared in the Banking Law Journal—the oldest scholarly journal on banking issues in the United States.  Both articles can be read by clicking on the links at the bottom of this Web page and downloading them.
  
  
• Next, at the request of our regular visitors to this Web site, the separate section of the Links page entitled "News Of The World"—which sets forth lots of useful links to important Web sites globally that may be of interest to you on a daily basis—has been moved to the top of the page, for easier access.  In the section that follows on the Links page entitled "Executive Branch And Independent Agencies," the White House listing has been revised to include essential links to the presidential libraries, birthplaces and homes, as well as other useful information about the Presidents of the United States and their First Ladies.
  
  
• Some time ago, we "transitioned" successfully to Google's e-mail system, Gmail, and our address is tdnaegele.associates@gmail.com.  Gmail is still in Beta, so please bear with us if any problems arise.
  
  
• Finally, we continue to be proud of this Web site, which was designed for us by Phill Tran and his firm.  Phill has done a terrific job, and we look forward to working with him on lots of new site additions and refinements in the months and years to come.  We are fortunate to have Phill and his firm assisting us as talented Web site design professionals.
  
  
             
  

We are including some old articles and new ones, because old issues keep reappearing in slightly-altered forms.  New pieces are in the offing.  As time permits, we will try to keep you abreast of what's new in Banking Law, Internet Law, and other emerging areas of the law.  Also, we write other articles that are published regularly, online and elsewhere; however, often they do not relate to our practice of law, and hence they are not shown below.  If you would like to read some of them too, please click here.

As always, we welcome your suggestions, and please feel free to download the articles that are listed below:

• Euphoria or the Obama Depression? by Timothy D. Naegele, McClatchy-Tribune News Service (April 8, 2009) (see also RealClearPolitics, April 8, 2009)
  
  
• Greenspan's Fingerprints All Over Enduring Mess by Timothy D. Naegele, American Banker (October 17, 2008)
  
  
• The Bank Holding Company Act's Anti-Tying Provision: 35 Years Later by Timothy D. Naegele, 122 Banking Law Journal 195 (March 2005)
  
  
• Fed Plan Would Simply Gut Enforcement of Ban on Tying by Timothy D. Naegele, American Banker (January 21, 2005)
  
  
• What Abacus Could Have Done To Soothe Customers' Worries by Timothy D. Naegele, American Banker (May 9, 2003)
  
  
• Rabid Regulators Want Your Hide by Timothy D. Naegele, American Banker (May 27, 1992)
  
  
• U.S. Would Hurt RTC Sales By Reneging on Deals by Timothy D. Naegele, American Banker (September 14, 1990)
  
  
• Policymakers Must Not Fiddle While FSLIC Burns by Timothy D. Naegele, American Banker (March 26, 1987)
  
  
• The Anti-Tying Provision: Its Potential Is Still There by Timothy D. Naegele, 100 Banking Law Journal 138 (1983)
  
  
• The Guaranteed Student Loan Program: Do Lenders' Risks Exceed Their Rewards? by Timothy D. Naegele, 34 Hastings Law Journal 599 (1983)
  
  
• Are All Bank Tie-Ins Illegal? by Timothy D. Naegele, 154 Bankers Magazine 46 (1971)
  
  
• Banks and Lobbying by Eileen Shanahan, New York Times (October 11, 1970) (about Timothy D. Naegele)